You are under no obligation to accept any loan offer made to you.
You are using Badcreditloans.co.uk to apply for a loan with a series of master brokers who can make you an offer (terms, APR, costs etc). So with our service you are simply indicating that you are interested in a secured loan, a personal loan or a mortgage/remortgage.
The financial lenders respond to you based upon the personal details you supply. If you don't like an offer you do not have to accept it. That's the end of it.
... of course, if a lender responds to you with an offer you just can't refuse - you can go right ahead and respond to the lender's offer.