We are a short term loan broker that specialises in helping people with less than perfect credit in finding a loan. Our website launched in 2022 however we’ve been operating various web properties in this industry for the past 10 years. It is because of this experience that we’re able to offer an industry-leading service that puts our customers first. So not only do we deliver on our promise to find you a loan, we also do it in a fair, safe, secure and highly responsible way.

Our website and service offering has been designed in a way that makes access to short term finance a walk in the park. Our application process has been designed from the ground up and the entire process from application to approval to acceptance can take less than 5 minutes. Our lending partners also endeavour to have the funds transferred to you on the very same day you apply thus making our entire process one of the best (and quickest) in the industry.

What We Can Offer You

BadCreditLoans.co.uk offer short term loans from £100 to £5,000, for any purpose. As our company name suggests, we specialise in helping people with bad credit history or a low credit score. Upon submission of your application, our software submits your details to various direct UK lenders and the best loan offer will be automatically presented to you. This whole process takes less than 5 minutes and you are under no obligation to proceed with the loan offer. The loans we offer can be paid back between 1 and 36 months so you can choose a term which suits you and your own financial situation.

Responsible Brokerage

First and foremost, BadCreditLoans.co.uk only partners with reputable, FCA-regulated, UK-based lenders. All of the lenders we’re associated with adhere to the FCA’s strict guidelines on customer treatment and there are no hidden fees or charges issued by us or any of our lending partners. In addition, we only partner with responsible lenders who will endeavour to make sure that you’re never offered a loan you’re left unable to service.

Our Promise to You

Our promise is simple, when you apply for a loan with us our software and systems will do our best to match you with a lender who can facilitate your borrowing needs in a safe, secure, fair and responsible manner. There will be no hidden fees, charges or misleading information and we’ll make sure that you’re presented with all the information you need to make an informed and educated decision regarding your borrowing needs.

We look forward to welcoming both new and returning customers.